Terms of Service

Effective date: June 10, 2026  ·  Version: 1.0

1. Who we are

PrivaPaid™ is a trademark and product of SatsRail ("SatsRail", "we", "us"). PrivaPaid consists of three things, and these Terms apply differently to each:

• This website (privapaid.com) — marketing pages, documentation, the browser-based encryptor, and a contact form.
• The PrivaPaid software — a source-available application you deploy and operate yourself, published at github.com/SatsRail/privapaid.
• The hosted demo — a live instance we operate so you can test the product with a real Lightning payment before deploying anything.

Payment processing itself is provided by SatsRail under its own agreement — see Section 4.

2. The software license

The PrivaPaid software is licensed under the Functional Source License, Version 1.1, ALv2 Future License (FSL-1.1-ALv2). The license text in the repository is authoritative. In broad terms: you may use, modify, and self-host the software, including running deployments for clients; you may not use it to offer a competing commercial substitute during the license's exclusivity period.

The software is provided "as is", without warranty of any kind. We do not warrant that it is error-free, secure, or fit for a particular purpose. You are responsible for reviewing the code you deploy.

3. Your deployment is yours

When you deploy the PrivaPaid software, you are the operator. That means:

• You own and control the servers, domains, databases, and content of your deployment.
• You are responsible for the content you (or creators you host) sell, including its legality in your jurisdiction and your buyers' jurisdictions.
• You are responsible for your relationship with your buyers — support, refunds, disputes, and any privacy obligations you owe them.
• You are responsible for complying with the laws that apply to your business, including tax, consumer-protection, and, where applicable, KYC/AML obligations.

SatsRail does not host, moderate, or have access to the content of self-hosted deployments. Content is encrypted before it reaches storage; we cannot see it.

4. The payment rail

To accept payments, your deployment connects to SatsRail, a non-custodial Bitcoin Lightning payment infrastructure. Your use of SatsRail is governed by the SatsRail Terms of Service, Acceptable Use Policy, and SatsRail Privacy Policy, which you accept when you create a SatsRail account.

Two facts about that rail are worth stating here, because they define what we can and cannot do:

• What SatsRail can do: generate invoices, confirm payments, deliver decryption keys — and, like any provider, suspend service under its published acceptable-use policy.
• What it can't do: hold your money, see your content, or identify your buyers. Payments settle directly from your buyer's wallet to yours. Even a suspension can only stop future sales — money already settled is beyond anyone's reach, including ours. The architecture makes this impossible, not just against policy.

5. The hosted demo

The live demo exists so you can verify the product works before trusting it. Payments made in the demo are real Lightning payments and are final; demo content and demo accounts may be reset at any time without notice. Do not use the demo to run a real business.

6. Acceptable use

Use of this website, the hosted demo, and the SatsRail payment rail is subject to the PrivaPaid Acceptable Use Policy, which is incorporated into these Terms. Violations — particularly illegal activity — can result in immediate suspension of payment services without prior notice.

7. Wallet security and Bitcoin risks

PrivaPaid and SatsRail are non-custodial. We never have your private keys, and we cannot recover them. If you lose your keys or seed phrase, your funds are permanently lost. You acknowledge that Bitcoin is volatile, Lightning payments are irreversible, and regulatory treatment of cryptocurrency varies by jurisdiction. You assume these risks.

8. Not a money transmitter

SatsRail is a software service provider, not a money transmitter, financial institution, or payment processor. We do not transmit money or hold funds on anyone's behalf.

9. Intellectual property

The PrivaPaid name, logo, and this website's content are owned by SatsRail. The software is licensed to you under FSL-1.1-ALv2 (Section 2); these Terms do not transfer ownership of anything else. You may not use the PrivaPaid or SatsRail trademarks to suggest endorsement of your deployment without written permission — stating that your deployment "runs PrivaPaid" is fine.

10. Disclaimer and limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW: THE WEBSITE, SOFTWARE, AND HOSTED DEMO ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. SATSRAIL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, OR BUSINESS INTERRUPTION — ARISING FROM YOUR USE OF THE WEBSITE, THE SOFTWARE, OR THE DEMO. SATSRAIL'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS SHALL NOT EXCEED THE FEES YOU ACTUALLY PAID TO SATSRAIL IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED U.S. DOLLARS (US$100) IF YOU HAVE PAID NOTHING.

SatsRail is not liable for lost or compromised private keys, Bitcoin price volatility, Lightning Network routing failures, third-party wallet or node failures, or the acts of operators running self-hosted deployments.

11. Indemnification

You agree to indemnify and hold harmless SatsRail and its officers, directors, employees, and agents from claims, damages, and expenses (including reasonable attorneys' fees) arising out of your deployment of the software, the content you sell, your breach of these Terms, or your violation of applicable law or third-party rights.

12. Governing law and disputes

These Terms are governed by the laws of the State of California, USA, without regard to conflict-of-law principles. Any dispute arising out of these Terms shall be resolved by final and binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, seated in California, in English, before a single arbitrator. You and SatsRail each waive the right to participate in class actions. Either party may bring an individual claim in small claims court, and either party may seek injunctive relief in court to prevent irreparable harm. You may opt out of arbitration by writing to compliance@satsrail.com within thirty (30) days of first accepting these Terms.

13. Changes to these Terms

We may update these Terms. For material changes we will post a prominent notice on this website at least thirty (30) days before they take effect. Continued use after the effective date constitutes acceptance.

14. Contact

• General: hello@satsrail.com
• Legal and compliance: compliance@satsrail.com

Version: 1.0  |  Effective date: June 10, 2026  |  PrivaPaid™ is a trademark of SatsRail.